The Schulz Team
MORTGAGE MANIFESTO

We are the Captain of the Wealth Team… your Wealth Team.
We want more for our clients, partners, and community. We are the most valuable member of their financial future.
We are the lighthouse that will keep them focused on their financial goals as they brave the ocean of financial uncertainty, the educators that will explain and help map out the way to achieve financial Independence and the implementors that will connect the dots to make it all happen.
There Is a Financial Literacy and Debt Crisis in America.
85% of Americans hate their job.
180% of Americans are in debt.
70% of Americans have less than $1,000 in savings.
45% of Americans have $0 in savings.
75% of Americans lose sleep thinking about retirement.
The average American has over $6,000 of credit card debt.
There are 43.2 million student borrowers that are in debt by an average of $39,351 each.
There are 43.6 million renters in the nation, that would buy a house if they knew how.
According to SSA.gov the trust fund reserves holding our SSI will be bankrupt in the year 2037.
Millions of homeowners are unsure and unaware as to how to properly manage their mortgage debt.
We are waging War against this criss. Its our mission and passion to do so.
We can help change all of this.
We use technology to create mortgage strategies that will help to obtain your overall long- and short-term financial goals, and your payment and equity objectives. Interest rates are important, but not the most important, when it comes to your overall mortgage and debt strategy.
We take a holistic approach to your financial goals and show the cost over time.
We follow a four-step process:
- How to create a six-month reserve account and the importance of maintaining this account.
- How to become debt free minus your mortgage which is preferred debt.
- How to build liquidity and significant wealth.
- How and when to be debt free and payoff your mortgage.
We understand and honor the 8 wonder of the world, Compounding Interest, and how to use it.
We go beyond the mortgage transaction itself. We help to manage your liabilities and assets. When the time is right, we help to protect them and put the right disciplines in place to create lasting, generational wealth. We have been in your shoes, our goal isto help you achieve the peace of mind others have felt as we walked with them on their journey.
We are your lighthouse; you’re beacon of light in an ever noise world.
We will help guide you safely through the paths of homeownership and wealth creation.
Navigating the markets and rumors that happen in our world.
This is our legacy.
Ready to join with us?